Both GEICO and Progressive are solid financially, with GEICO having the backing of Berkshire Hathaway and the Oracle of Omaha, Warren Buffet. Both companies provide easy online quote forms, and a plethora of insurance options that can be customized to your needs.
Both companies also have extensive experience servicing policyholders no matter where you live. Progressive does sell through the independent agent channel, so if you prefer to have an agent to call when the need arises, then Progressive may win your business for that reason.
What your decision may boil down to is simply a matter of dollars and cents. GEICO and Progressive both have excellent customer retention percentages, so there is a good chance you’ll be satisfied with whichever company you choose.
But which company, GEICO or Progressive, has the lowest car insurance rates? That, my friend, you’ll have to discover for yourself. Each company has their own rates based on an almost infinite number of factors. Do you have any driving violations? How’s your credit? Any DUI’s? Those will all significantly impact the rates you pay.
In addition to those factors, the types of vehicles you drive, the ages of licensed drivers on your policy, your propensity to file claims and a host of other factors all come into play when comparing car insurance rates.
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